If we want appetizers, we’ll get them,” said Benedetto, 30, who isn’t going with a maximum money allowance in mind. Courtesy Will BenedettoAfter the long days and nights of 2020, Benedetto and many other Americans want to get out, spend money and, well, splurge. Here’s some advice on spending money so you can have fun without being too frivolous:Reflect on what mattersWhat is the purpose of your spending? Separate moneyWith the splurge identified and in the budget, Hemphill advises people to separate that money from the rest of their budget. “Money is inherently emotional,” Philbin added, “and so expecting people to ‘stick with the plan’ as they recover from a once-in-a-lifetime event isn’t realistic.