Homeownership costs do not end with that initial payment. A Home Is Not A Real Estate Investment Pro-home individuals will try to convince you that your home is an investment. If anything, you will be the one putting money into it through maintenance, mortgage payments, and all other costs mentioned earlier. However, keep in mind that the real estate market is incredibly volatile.The value of your home might be high now, then it may drop steeply due to a real estate market crash and/or other external factors. For instance, during the great financial recession of 2007-2009, real estate market values experienced a sharp decline, which saw sellers incur massive losses.
